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🔑 First-Time Home Buyer Checklist for Hyderabad

Essential Documents to Collect:

From Builder: ☐ RERA Registration Certificate ☐ HMDA/DTCP Approved Layout ☐ Building Permission ☐ Commencement Certificate ☐ NOC from concerned authorities

Property Documents: ☐ Sale Deed (link documents) ☐ Encumbrance Certificate (30 years) ☐ Property Tax Receipts ☐ Mutation Records

Financial Planning: ☐ Home loan pre-approval ☐ Budget for 10% down payment ☐ 6-7% for stamp duty & registration ☐ 1-2% for legal & other charges

Budget tip: Keep 15% extra for interiors & moving costs